NeoSmartFlow AI

AI Operating System for Global Trade Payments.

KYB-first. Non-custodial. Agent-operated.

Monica Lau Owner, Hong Kong Trading Ltd

Ask your financial agent

KYB-first AI Financial Platform

Before payment, NeoSmartFlow builds a compliant business workflow.

01 KYB Onboarding Company, UBO, business type and risk screening

02 Supplier Setup Supplier Risk Profile with bank, wallet and trade purpose

03 Wallet Connection Non-custodial authorization from Monica's own wallet

04 AI Payment Command One sentence confirms amount, timing, route and reporting

05 Risk & Compliance AML, sanctions, FATF risk and manual review triggers

06 Smart Settlement Router Optimizes cost, speed, compliance, FX and fees

07 Execution & Reporting AI Compliance & Treasury Report for operators and accountants

AI Agent Collaboration

Hong Kong HK Trading Ltd

Nairobi Electronics Supply

Decision Engine

FX Savings +2.1% vs. traditional bank route

Compliance Status Passed AML and supplier screening complete

Settlement Route USDC to Kenya Stablecoin settlement, local delivery

Estimated Arrival 3 mins Payment scheduled for next Friday

Tax Suggestion Export expense deductible Auto-tagged for monthly report

Risk Level Low Supplier history verified

Execution Result

Hong Kong Trading Ltd will pay Nairobi Electronics Supply USD 12,000 next Friday through the optimized route.

Sender Hong Kong Trading Ltd

Recipient Nairobi Electronics Supply

Amount USD 12,000

Route USD to USDC to KES

RWA Layer

TradeFlow NFT #2041

Verified cross-border transaction record

Eligible for future working-capital financing

AI Alert

Estimated tax savings: HKD 18,400

Supplier exposure remains healthy, no action required today.

The future of global trade will not be managed by dashboards.

NeoSmartFlow AI Limited